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Katrina, our dedicated advisor with over 25 years of experience, is ready to offer you personalised advice and solutions. Don’t hesitate to get in touch.


1 The Crescent Clitheroe BB7 2LP

Just in Time Statement

Frequently Asked Questions

I’m self employed can I get a mortgage?

Yes we can help if you are self employed.
Please contact me.

Should I get a fixed rate mortgage?

There are a few different ways to pay your mortgage. Fixed, tracker, discount and variable to name a few, depending on your individual circumstances or preferences.

Please contact us to discuss what’s most appropriate for you.

What if my credit is not so good?

There are many lenders who can offer mortgages in circumstances where your past credit has been less than perfect.

Please contact us to see ways we can help.

What information do I need to apply?

Ok so you will need proof of wages, outgoings and identification to start with.

We can help with all of this please call.

What is a sub-prime mortgage?

This is where your circumstances may not fit into the main criteria.

A little more work and a specialist provider may be required.

Please call for more help.

When should I refinance?

If your rate is coming to an end or you are looking to borrow more ie for home improvements or debt consolidations, then call to see if the time is right for you.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments your mortgage.

What are the fees associated with house purchase?

Ok so there are a few expenses which you need to be aware of when planning your purchase.

Some of which include conveyancing, surveys, broker fees, and stamp duty.